F.A.Q. Related to Worker’s Compensation
What qualifies for worker’s compensation?
Specific guidelines must be followed to determine whether you are eligible for a worker’s compensation or not. Here are some statutory requirements for gaining a worker’s compensation insurance:
- Proof of getting injured on duty
- Employer’s negligence leading to injuries
- Injuries caused during the working hours
- Disability of the employees to perform their duties
- Incurred medical expenses, hospital and ambulance bills
- Loss of wages or income
What injuries are covered?
Soft tissue injuries affecting your muscles, ligaments, tendons, and nerves fall under the category of Worker’s Compensation. Injuries like sprains, strains, back pain, loss of hearing or vision, fractures, ulcers, or even some stress-related illness make to the list. It also covers injuries due to high blood pressure and psychological injuries like post-traumatic stress disorder (PTSD).
How should I handle my medical treatment?
Before you file a worker’s compensation claim, undergo a thorough medical examination. Choosing the right doctor to treat your injuries as your doctor’s diagnosis plays a vital role in determining the severity of injuries and the claim amount. In some cases, employers make recommendations through the insurer. For any queries related to this context, hire our attorneys for gaining the deserved rights.
What if my employer asks about my condition?
It’s highly likely that your employer would enquire about your health conditions to get an update of your recovery. It is also their tactic of asking workers to get back to work at the earliest. You can seek legal advice from our experienced lawyers regarding related any accident injuries. They will guide you and provide you with the best support to maximize your compensation and injury benefits.
How long does it take to receive benefits?
The time for receiving benefits mostly varies from cases to cases. However, it generally takes a minimum of 30 days to receive your first payment against the total claim once it’s approved. A federal worker who files a compensation claim with OWCP takes around 3-6 months. It takes at least three months for getting the approval for your claim. As severe injuries involve a lump sum claim amount, most cases require a second-time medical examination for verification. A federal worker waits for six months or more to receive his first payment.